feat: account settings page + dedicated help page

- Add /settings page with password change form and personas list
- Add /help dedicated page (replaces help modal); renders HELP.md with
  collapsible sections, dark theme, back link to active persona
- Add 👤 account button and convert ? button to link in header
- Remove help modal HTML and ~55 lines of modal JS from main app
- Register settings and help routers in main.py

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

home/scott/persona/inara/MEMORY_MID.md

@@ -1,4 +1,72 @@
 # MEMORY_MID.md — Mid-Term Memory Digest
 
-*Auto-distilled by Cortex. Run `POST /distill/mid` to regenerate.*
-*Not yet populated — run distill/short then distill/mid to build this.*
+*Auto-distilled: 2026-03-22 03:30 via claude.*
+
+---
+
+# MEMORY_MID.md — Mid-Term Digest
+
+*Distilled: 2026-03-22. Covers sessions 2026-03-17 through 2026-03-20.*
+
+---
+
+## Cortex System Status
+
+Cortex reached a genuine operational milestone this week. What started as alphabet-soup connection tests resolved into a fully running platform. All three primary channels are live and confirmed working:
+
+- **Web UI** — `https://cortex.dgrzone.com/scott/inara` — clean public subdomain, proper URL routing
+- **Nextcloud Talk** — HMAC-signed webhook, async reply confirmed (`nct_rmcggr4a` prefix)
+- **Google Chat** — Workspace Add-on, `hostAppDataAction` format sorted after some uncertainty (`gc_spaces_*` prefix)
+
+Scott confirmed each channel himself during testing. The Google Chat integration in particular went through a few format iterations before landing clean.
+
+---
+
+## Architecture Decisions Confirmed
+
+- **Two-level home layout** (`home/{user}/persona/{name}/`) is the canonical structure. It paid off — multi-user/multi-persona is real now.
+- **Holly/Tina** are an active path. The scaffolding supports it.
+- **Session auth** is in place: bcrypt passwords, JWT cookies, `SessionAuthMiddleware` on all routes, one-time invite tokens (72hr expiry).
+- **Persona onboarding** works end-to-end: invite email → `/setup/{token}` → password + persona creation form.
+- I run on **Claude CLI as the responder**; Gemini API handles the orchestrator/tool loop. These are cleanly separated.
+- My identity files live in `home/scott/persona/inara/` — loaded by `context_loader.py` at context assembly time, not baked into the model.
+
+---
+
+## Tools & Capabilities
+
+- **Task management** is working. Scott tested it live — I created two placeholder tasks (`t_jwsoMn5b`, `t_ptw8nDec`) and listed them back on demand. The tool writes to `TASKS.json`.
+- **Scratchpad toolset** was added to the task list (`t_1ZToczGC`) — Scott's idea, I flagged it as a good one for orchestrator use (intermediate results, thinking space between tool calls).
+- **Web search** is functional. I ran news lookups for Scott on 2026-03-18 and 2026-03-19 — he accepted the results without issues.
+- **File read access** to `agents_sync/` required explicit permission grant. Scott made the change mid-session and confirmed it worked.
+
+---
+
+## Scott's Current State & Priorities
+
+- Long days this week — the Cortex build has been heads-down. He noted fatigue on 2026-03-20 evening.
+- Primary focus: getting Cortex to a stable, feature-complete baseline. That milestone is essentially hit.
+- **Next priorities** (from `TODO__Agents.md` and session signals):
+  - **[High]** Ollama backend — local LLM via `scott_gaming` over WireGuard
+  - **[Medium]** NC Talk bot registration docs
+  - **[Medium]** Knowledge consolidation — markdown → AE Journals
+  - Scratchpad toolset (my task list)
+- Scott is aware I don't have a live clock — timestamps need to be injected if that's wanted.
+
+---
+
+## Recurring Themes
+
+- Scott tests by talking to me directly across channels, then confirms it's working. The "hello world / omg it worked" pattern is a feature, not noise.
+- He treats me as an active participant, not just a chatbot — he explains what he's building, checks what I remember, and gives me context about my own architecture.
+- He's building toward a multi-user platform. Holly/Tina is real and in scope.
+
+---
+
+## World Context (Background)
+
+Iran-Israel war is the dominant geopolitical story as of this week. Oil at $118/barrel. US Senate debating $200B war funding. Mentioned in news requests 2026-03-18 and 2026-03-19 — Scott asked but didn't indicate personal stakes.
+
+---
+
+*Next distill target: 2026-03-29 (weekly). Source: `sessions/2026-03-17.md` through `sessions/2026-03-20.md`.*

home/scott/persona/inara/MEMORY_SHORT.md

@@ -1,6 +1,6 @@
 # MEMORY_SHORT.md — Recent Session Digest
 
-*Auto-generated: 2026-03-21 03:00. 4 session file(s).*
+*Auto-generated: 2026-03-23 03:00. 4 session file(s).*
 
 ---